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Many consumers have given up hope on returning to the pre-recession economy.
According to the latest Country Financial Security Index survey, just 27 percent think the old, pre-recession economy will return. Half of these consumers don't expect to see it return until 2015 or later.
If the current economic reality is here to stay, consumers are cautiously optimistic about their ability to be financially secure in this economy. Nearly two-thirds (63 percent) are at least somewhat confident they can meet their financial goals and needs.
Consumers are divided over whether personal or governmental changes are needed to improve their financial security in the current economy.
Twenty-six percent say a higher paying job would most make them feel more financially secure.
About an equal number (25 percent) cite a lower national debt as their primary change.
Another 16 percent say improved job security.